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H&R Energy Solutions · TrustMark & MCS-certified installers
Scottish homeowners can get a Home Energy Scotland grant and an optional 0% interest loan towards an air source heat pump, plus wall, loft and underfloor insulation, new windows and doors, and heating upgrades that make your home warmer and cheaper to heat. Check what your home may qualify for, then get a free quote from our TrustMark and MCS-certified team.
The Home Energy Scotland grant is for homes in Scotland. Prefer official advice? Call Home Energy Scotland free on 0808 808 2282.
Free, no obligation, and takes about a minute.
Accredited & assured
H&R Energy Solutions works to recognised UK industry standards for heat pump installation, insulation, quality management and safe project delivery. Home Energy Scotland funding needs TrustMark-registered installers for insulation and MCS-certified installers for heat pumps, and our accreditations give homeowners confidence in how every project is surveyed, managed and installed.
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See full details of every certificate on our accreditations page.
How the scheme works
The Home Energy Scotland grant is Scotland’s main funding scheme for warmer, more energy efficient homes, and the main heat pump grant Scotland offers homeowners. It gives you a grant, an interest-free loan, or both, towards an air source heat pump, insulation, windows and doors, and heating upgrades. Three organisations are involved, and each has a different role.
Sets the grant and loan amounts and the yearly budget. The scheme has a £49.5 million capital budget for 2026–27.
Delivered by Energy Saving Trust. Gives free advice, assesses your application, issues your written offer and pays the funding to you.
Surveys your home, provides the itemised quote for your application, installs to MCS and TrustMark standards and supplies the certificates you need to claim.
One application can cover several improvements, from a heat pump to insulation.
H&R Energy Solutions is an independent installer. We are not part of Home Energy Scotland, Energy Saving Trust or the Scottish Government. Our funding check is free, with no obligation.
Funding options
Heat pumps and energy efficiency improvements are funded in different ways. The grant never needs to be repaid, and the interest-free loan is always optional.
Choose the type of improvement, then move the slider to match your quote.
Estimate only, assuming you take the full loan. Replacement heat pumps get a loan only, and your funding is confirmed in a written offer from Home Energy Scotland.
Check my eligibilityUp to £7,500 grant towards an air source heat pump, plus an optional 0% interest loan of up to £7,500 for the rest.
Grants cover up to 75% of the combined cost of your insulation and efficiency improvements, capped at £7,500. A 0% interest loan can cover the rest.
Storage heaters and heating controls get a grant and loan. Double or triple glazing and insulated doors are funded with a 0% interest loan.
An extra £1,500 grant for eligible rural and island homes, on energy efficiency improvements and on heat pumps.
Combining heat pump and insulation funding: one application can include both. Grants can total up to £15,000, or up to £18,000 for rural and island homes. Replacing an existing heat pump? Grant funding isn't available, but you can apply for an interest-free loan of up to £7,500.
Grant and loan amounts
These are the Home Energy Scotland grant and loan amounts for the improvements H&R Energy Solutions installs. You can take the grant, the loan or both, up to the maximum for each improvement.
Figures from official Home Energy Scotland sources, last checked October 2026
| Improvement | Grant | 0% interest loan | Maximum per improvement |
|---|---|---|---|
| Air source heat pump | £7,500 | £7,500 | £15,000 |
| Air source heat pump, rural or island homeIncludes the £1,500 rural uplift | £9,000 | £7,500 | £16,500 |
See how it works, what’s included and how we install it, with up to £7,500 grant and a 0% interest loan.
Learn More About Air Source Heat Pumps| Improvement | Grant | 0% interest loan | Maximum per improvement |
|---|---|---|---|
| Solid wall insulationExternal or internal | £7,500 | £2,500 | £10,000 |
| Flat roof or room-in-roof insulation | £3,000 | £1,000 | £4,000 |
| Loft, cavity or underfloor insulationEach measure | £1,500 | £500 | £2,000 |
| High heat retention storage heaters | £2,500 | £5,500 | £8,000 |
| Insulated doors | Loan only | £4,500 | £4,500 |
| Warm air unitsElectric only | Loan only | £5,000 | £5,000 |
| Double, triple or secondary glazingReplacing single glazing only | Loan only | £8,000 | £8,000 |
| Improvement | Grant | 0% interest loan | Maximum per improvement |
|---|---|---|---|
| Cylinder thermostat, draught proofing, waste water heat recovery or hot water tank jacketEach measure | £375 | £125 | £500 |
| Heating controls | £450 | £150 | £600 |
Loft, cavity, solid wall and underfloor insulation keeps heat in, and the grant can cover up to 75% of the cost.
Check my insulation fundingEPC recommendation. Each energy efficiency measure must be recommended on your Energy Performance Certificate.
Loft and cavity first. If your EPC recommends them, they must be installed before other improvements are funded.
Certified installers. MCS for heat pumps, and TrustMark for solid wall, underfloor, flat roof and room-in-roof insulation.
Storage heaters. You need evidence a heat pump isn't suitable, from an MCS installer or an EPC showing you live in a flat.
Minimum application. Your total funding request must be at least £500.
Not funded: spray foam insulation, replacing existing double, triple or secondary glazing, and work already funded by another scheme.
Eligibility
The Grant and Loan is open to owner-occupiers across Scotland. These are the main rules.
Homes in remote rural, island and off-gas accessible rural areas get an extra £1,500 grant on heat pumps and on energy efficiency. It is based on the Scottish Government’s Urban Rural Classification and checked by postcode.
The 0% interest loan
The loan is optional and covers the cost the grant doesn’t. Repayments start after your first payment that includes loan funds.
Maximum repayment term
Based on the £4,500 loan plus the fee, repaid over 60 months. Your exact repayments are set out in your loan agreement.
How to apply
You apply as the homeowner, through Home Energy Scotland. Installers can’t submit applications, but we help at every stage that needs one.
Call free on 0808 808 2282 (Monday to Friday 8am to 8pm, Saturday 9am to 5pm) or use their online contact form.
An advisor talks through your home and options. You need a valid EPC for energy efficiency improvements, but not for a heat pump.
You’ll get an email with a link to start your application, usually within two working days of your call.
We survey your home and provide the itemised quote your application needs.
Upload your documents through the online portal. Applications are usually processed within 10 working days.
Review and sign your funding agreement within 14 days. Don’t let any work start before this point.
We install your heat pump or improvements. You have nine months to finish the work and claim. For heat pumps, up to 60% can be drawn as a deposit before work starts.
Submit your claim with the required documents. Claims are usually processed within 10 working days, then paid by bank transfer in 3 to 5 working days.
Funding is paid to you. Pay your installer and send proof of payment within 10 working days.
Why choose H&R
We handle the parts of the process that need an installer, so your application and claim go smoothly.
We assess your home and recommend the improvements that qualify for funding.
Clear, measure-by-measure pricing, as Home Energy Scotland requires.
MCS for heat pumps and TrustMark for insulation, as the scheme requires.
Your invoice and MCS certificate, ready when you submit your claim.
MCS-certified air source heat pumps that provide all your heating and hot water, as the scheme requires.
Learn More About Air Source Heat PumpsTrustMark-registered installation of the energy efficiency improvements the scheme funds.
You choose your installer. Home Energy Scotland recommends getting at least three quotes, and pays the funding to you rather than to the installer.
FAQs
The Home Energy Scotland Grant and Loan covers clean heating and energy efficiency improvements. That includes air source heat pumps, solid wall, loft, cavity, underfloor, flat roof and room-in-roof insulation, high heat retention storage heaters, glazing, insulated doors and heating controls.
Grants cover up to 75% of the combined cost of your energy efficiency improvements, capped at £7,500, or £9,000 for eligible rural and island homes. Each improvement has its own maximum, and an optional 0% interest loan can cover the rest.
No. The Home Energy Scotland grant must be applied for by the homeowner. We provide the home survey, itemised quote, installation and certificates you need, and we can talk you through each step.
No. The Boiler Upgrade Scheme only covers England and Wales. In Scotland, heat pump funding comes through the Home Energy Scotland Grant and Loan.
No. You don’t need an EPC to apply for heat pump funding. An EPC that recommends the improvement is required for energy efficiency measures such as insulation, and Home Energy Scotland will confirm which documents your claim needs.
Grant funding isn’t available for replacement heat pumps. You can apply for an interest-free loan of up to £7,500 instead, which is assessed case by case.
Work that starts before you receive your written offer can’t be funded, because Home Energy Scotland doesn’t grant funding retrospectively. We only book your installation once your offer is signed.
No. The Home Energy Scotland grant is first come, first served and subject to the yearly budget, which runs from 1 April to 31 March. It is only reserved for you once a written offer has been issued.
The referral email usually arrives within two working days, and applications are usually processed within 10 working days. You then have 14 days to sign your offer and nine months to complete the work and claim.
Not for the Grant and Loan, which is only for owner-occupiers who live in the home. Home Energy Scotland can advise landlords and tenants on any other support they may be able to get.
Yes. One application can include a heat pump and energy efficiency improvements. Grants can total up to £15,000, or up to £18,000 for eligible rural and island homes.
You do. Home Energy Scotland pays the funding into your bank account, and you pay your installer. You then send proof of payment within 10 working days.
Get started
Find out what your home may qualify for in about a minute. Free, with no obligation.
Prefer official advice? Call Home Energy Scotland free on 0808 808 2282.
Important: H&R Energy Solutions Ltd is an independent installer and is not part of Home Energy Scotland, Energy Saving Trust or the Scottish Government. Funding amounts, eligibility rules and processes are set by Home Energy Scotland and can change. Figures on this page come from official Home Energy Scotland sources, last checked October 2026. All funding is subject to eligibility, availability and a written offer. Read the full Home Energy Scotland Grant and Loan terms and conditions.