H&R Energy Solutions · Hometree Finance installer partner
Hometree finance for solar panels and batteries, from £0 upfront
Spread the cost of solar panels and battery storage over 5 to 25 years with the Hometree Solar Plan, for homeowners and private landlords in England and Wales. Monitoring, inspections and unlimited repairs are included for the length of your plan, and we design and install your system to MCS standards.
- Applying won’t affect your credit score
- Nothing to pay until your system is installed
- Repairs covered for your whole plan
Finance is provided by Hometree Finance and is subject to application, status and a finance agreement. H&R Energy Solutions Ltd is an Introducer Appointed Representative of Hometree Finance and is not a lender. The Solar Plan isn’t available in Scotland. See our Home Energy Scotland grant page instead.
Check your home for the Solar Plan
Free, no obligation, and takes about a minute.
Accredited & assured
Trusted Standards. Professional Delivery.
H&R Energy Solutions works to recognised UK industry standards for solar PV, battery storage, heat pump installation, quality management and safe project delivery. Hometree’s Solar Plan is installed by MCS-certified engineers, and our accreditations give homeowners confidence in how every project is surveyed, managed and installed.
- MCS certified for solar PV, battery storage and heat pump installation
- TrustMark and PAS 2030 recognised installation standards
- ISO 9001, 14001 and 45001 certified management systems
- Hometree Finance installer partner for the Solar Plan
Accreditations, memberships & awards
Swipe, drag or tap any logo to view it larger.
See full details of every certificate on our accreditations page.
What is Hometree Finance?
How the Hometree Solar Plan works
Hometree Finance is a UK finance provider for home energy upgrades, authorised and regulated by the Financial Conduct Authority. Its Solar Plan spreads the cost of solar panels and an optional battery into monthly payments. Unlike a standard loan, the plan also includes monitoring, inspections, repairs and replacements for its full term.
Hometree Finance
Checks your application, sets up your agreement, and looks after monitoring, inspections and repairs for the length of your plan.
You
Pick your system, your plan length and whether to pay anything upfront. Applying is online, and there is no obligation to go ahead.
H&R Energy Solutions
Surveys your roof, designs your system, sends your application link with your quote, and installs everything to MCS standards.
What you could save
Estimate your solar panel savings
Solar panels cut your bill by powering your home with the electricity they make, and you get paid for what you send to the grid. A battery lets you use more of your own power in the evening.
Your yearly solar savings
Move the slider to match your yearly electricity use. It is on your energy bill.
You would use almost all the power this system makes, so using more electricity can’t increase your savings. A bigger system could save you more.
Estimate only, using 26p per kWh for electricity (the Ofgem price cap average for October to December 2026) and 12p per kWh for export, with a typical 5kWh battery. Your actual savings depend on your roof, shading, energy use, tariff and export rate. Your survey gives you a proper estimate.
Get my free solar quoteSolar panels
25+ yearsPanels typically last 25 years or more. The Solar Plan covers repairs and replacements for your whole term.
Home battery
OptionalStores spare daytime power so you can use it in the evening. A battery can be included in your Solar Plan.
0% VAT
Until March 2027Solar panels and batteries installed in homes in Great Britain are zero-rated for VAT until 31 March 2027.
Smart Export Guarantee
Paid by suppliersEnergy suppliers pay you for electricity you export. You need an MCS certificate to sign up, and we give you one.
What’s included
What the Hometree solar panel finance plan includes
Your Solar Plan payment covers more than the equipment. Here is how it compares with paying for your system upfront.
Plan details from Hometree Finance, last checked October 2026
Solar Plan or paying upfront
England and Wales| What you get | Hometree Solar Plan | Paying upfront |
|---|---|---|
| Upfront cost | £0, or up to 25% of the cost (max £5,000) to lower your payments | The full price, after installation |
| Spreading the cost | 5 to 25 years | Not applicable |
| Remote monitoring | Included for your whole plan | Not included |
| On-site inspections | Every 2 to 3 years | Not included |
| Repairs | Unlimited, with no call-out fee or excess | Covered by manufacturer and installer warranties |
| Replacement if it can’t be fixed | Included, even after the warranty ends | Covered by manufacturer warranties |
| Paying off early | Any time, by paying the settlement amount | Not applicable |
See what the Solar Plan could look like for your home
We survey your roof, design your system and send your quote with your Solar Plan options. There is no obligation to go ahead.
Get my free solar quoteHomes in England and Wales. The property must be in England or Wales. Scotland, Northern Ireland and commercial properties are not covered.
Owners and private landlords. You must own the home, either living in it or renting it out in your own name.
No limited company landlords. Landlords who own through a limited company can’t use the Solar Plan.
System value £6,000 to £50,000. This covers most home solar and battery systems.
MCS-certified installation. Your system must be installed by an MCS-certified engineer, like our team.
Subject to status. Finance depends on Hometree’s application checks and a finance agreement.
Battery storage
Add a solar battery to your plan
Solar panels make most of their power in the middle of the day, when many homes use the least. A battery stores what you don’t use, so you can run your home on solar power into the evening.
- Store spare solar power to use in the evening
- Use more of your own electricity and buy less from the grid
- Charge from cheaper off-peak tariffs overnight
- Covered by the same repairs and replacement cover as your panels
- VAT-free when installed until 31 March 2027
on solar panels and batteries installed in your home
Eligibility
Who can get the Hometree Solar Plan?
The plan is open to most homeowners and private landlords in England and Wales. These are the main rules.
You can apply if
- You own the home and live in it
- You are a private landlord who owns the property in your own name
- The property is in England or Wales
- You want new solar panels, with or without a battery
- Your system is worth between £6,000 and £50,000
- You are happy for Hometree to carry out its application checks
Not covered
- Properties in Scotland or Northern Ireland
- Landlords who own through a limited company
- Business and commercial properties
- Tenants, unless the owner applies
- Adding a battery on its own to existing panels
- Applications that don’t pass Hometree’s checks
Landlords can use it too
Private landlords who own a let property in their own name can spread the cost of solar. If you sell the property, the plan can be paid off or taken over by the buyer.
Live in Scotland?
Hometree’s Solar Plan isn’t available in Scotland. Home Energy Scotland offers grants and interest-free loans for home energy improvements instead.
How to apply
How to get solar with Hometree Finance, step by step
We handle the survey, design and installation. You apply for the finance online with the link we send you.
- 1
Check your home You
Answer four quick questions in our form, or call us on 0141 739 3923.
- 2
Free survey and system design H&R
We look at your roof, shading and electricity use, and design a system with an estimate of what it will generate.
- 3
Your quote and application link H&R
You get a fixed quote and a personal link to apply for the Solar Plan with Hometree Finance.
- 4
Apply online Hometree
Choose your plan length and upfront payment. Hometree says applying won’t affect your credit score, and you don’t have to go ahead.
- 5
Sign your agreement You
Read and sign your agreement online. You have 14 days to change your mind, as long as the system isn’t installed yet.
- 6
Installation H&R
We install and commission your panels and battery, register the system with your network operator and give you your MCS certificate.
- 7
Payments start Hometree
Nothing is taken until your system is installed and working. Then your monthly Direct Debit begins.
- 8
Covered for your whole plan Hometree
Hometree monitors your system remotely, arranges inspections every 2 to 3 years and covers repairs.
Why choose H&R
Your MCS-certified Hometree solar installer in England and Wales
We are a Hometree Finance installer partner. We take care of everything from survey to installation, and Hometree looks after your system for the length of your plan.
Free survey and system design
Your system is designed around your roof, shading and how much electricity you use.
Your application link with your quote
We send your personal Hometree application link, so you can compare paying monthly with paying upfront.
MCS-certified installation
Our own team installs and commissions your system to MCS standards.
Paperwork handled
We register your system with your network operator and give you the MCS certificate you need for export payments.
Solar panels and battery storage
From £0 upfront with the Hometree Solar PlanSolar PV systems with an optional home battery, designed for your home and installed and commissioned by our own team.
You don’t have to use finance. You can pay for your system upfront instead. We are happy to quote both ways so you can compare.
What a typical solar and battery installation includes
Every system is designed around your home, and it is all covered by your Solar Plan.
- 1Solar panelsSized for your roof and your electricity use
- 2InverterTurns solar power into electricity for your home
- 3Home batteryOptional, stores spare power for later
- 4Consumer unit and meterSafe connection, with spare power exported to the grid
- 5Monitoring appSee what your system generates, day by day
FAQs
Hometree Finance: frequently asked questions
Straight answers on the Solar Plan, eligibility and how applying works.
Still have a question?
Our team can talk you through solar, batteries and the Solar Plan.
Call 0141 739 3923 Or check your home onlineHometree Finance is a trading name of HTG Finance Limited, a UK company that finances home energy upgrades. It is authorised and regulated by the Financial Conduct Authority (FRN 825534). Its Solar Plan lets you spread the cost of solar panels and an optional battery into monthly payments.
Homeowners and private landlords with a property in England or Wales. It isn’t available in Scotland, to landlords who own through a limited company, or for commercial properties. Your system needs to be worth between £6,000 and £50,000.
No. You can choose £0 upfront. You can also pay up to 25% of the installation cost upfront, to a maximum of £5,000, which lowers your monthly payments and the total cost of finance. Nothing is taken until your system is installed and working.
Between 5 and 25 years. You choose your plan length when you apply, and your quote shows the monthly payment for each option.
Hometree says its credit search won’t leave a footprint or affect your credit score, and you don’t have to go ahead once you’re approved. All finance is subject to status, and missing payments could affect your credit score.
Your solar panels, inverter and optional battery, MCS-certified installation, remote monitoring, on-site inspections every 2 to 3 years, unlimited repairs with no call-out fee or excess, and replacement of equipment that can’t be fixed, even after the manufacturer’s warranty ends.
Your quote and agreement show your monthly payment and how it changes each year before you sign. Read these figures carefully, and ask us or Hometree if anything is unclear.
Yes. You can end your plan at any time by paying the settlement amount in your agreement. Hometree says there are no early repayment penalties.
You can pay off the plan before you sell, or your solicitor can pay it from the sale. The buyer can also apply to take the plan over. Hometree adds a restriction to your Land Registry title so it knows when you sell. It is not a charge on your home, and it is removed when the plan ends.
Yes. You have 14 days after signing your agreement to cancel at no charge, as long as your system hasn’t been installed yet.
Your payments stop, and the monitoring and repair cover ends. Hometree only removes the equipment if you ask it to.
No. The Hometree Solar Plan is only available in England and Wales. In Scotland, Home Energy Scotland offers grants and interest-free loans for home energy improvements.
No. Solar panels and batteries installed in homes in Great Britain are zero-rated for VAT until 31 March 2027.
Yes. Under the Smart Export Guarantee, energy suppliers pay you for electricity you export to the grid. Each supplier sets its own rate, and you need an MCS certificate to sign up, which we give you after installation.
No. H&R Energy Solutions Ltd is an Introducer Appointed Representative of Hometree Finance. We introduce you to Hometree Finance, which provides the finance. We can’t give you financial advice, and you can choose to pay upfront instead.
Get started
Get solar panels and a battery from £0 upfront
Check your home in about a minute and we will arrange your free survey. No obligation.
- Free survey
- Repairs covered
- MCS certified
Questions about an existing Solar Plan? Contact Hometree Finance through its help centre.
Important information about finance: H&R Energy Solutions Ltd is an Introducer Appointed Representative of HTG Finance Limited, trading as Hometree Finance, which is authorised and regulated by the Financial Conduct Authority (FRN 825534). We introduce customers to Hometree Finance only. We are not a lender and we don’t give financial advice. We may receive a commission from Hometree Finance for introductions.
Finance is subject to application, status and a finance agreement. Missing payments could affect your credit score and make it harder or more expensive to get credit, and late payment fees may apply. Hometree Finance is registered in England and Wales, company number 11357988, Hamilton House, 4 Mabledon Place, London WC1H 9BB.
Savings figures on this page are estimates and are not guaranteed. Plan details come from Hometree Finance, and VAT and energy price figures from HMRC and Ofgem, last checked October 2026.