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H&R Energy Solutions · MCS-certified installer
There is more than one way to pay for a heat pump, solar panels, a battery or insulation. Government grants cut thousands off the price and are never repaid. Interest-free and monthly finance spread what is left. We check every route you qualify for before you commit to anything.
Grants are set by the Scottish Government, Home Energy Scotland, Ofgem and the UK Government, and can change. Finance is subject to status and credit checks. H&R Energy Solutions Ltd is not a lender and does not give financial advice.
Choose your country to see your options.
Hometree’s Solar Plan isn’t available in Scotland. Not sure which route suits you? Call us on 0141 739 3923.
Not sure which suits you? Call us on 0141 739 3923 for a free, no-obligation chat.
Accredited & assured
H&R Energy Solutions works to recognised UK industry standards for heat pump installation, insulation, quality management and safe project delivery. Whether you use a grant, a loan, finance or pay upfront, our accreditations give homeowners confidence in how every project is surveyed, managed and installed.
Swipe, drag or tap any logo to view it larger.
See full details of every certificate on our accreditations page.
Your options
Most homeowners use more than one. A grant usually comes first, then a loan or finance covers whatever is left. Here is what each one means.
Money off the price of your installation from a government scheme. It is paid to us, not to you, and you never repay it.
In Scotland, Home Energy Scotland can add an optional 0% interest loan on top of your grant, repaid over several years.
A loan or payment plan through Hometree or Phoenix that spreads the cost into fixed monthly payments.
Pay the balance after your installation. Heat pumps, solar and batteries are VAT-free until 31 March 2027.
Where you live
Scotland and England & Wales run completely different grant schemes. We work in both, so start with the one that covers your property.
Home Energy Scotland Grant and Loan
Scotland has the most generous package in the UK: a grant that is never repaid, plus an optional interest-free loan for the rest. Rural and island homes can get more.
Boiler Upgrade Scheme and finance
The Boiler Upgrade Scheme takes a fixed amount off your heat pump quote. For solar, batteries and the balance, you have two finance partners to choose between.
Not sure, or somewhere else in the UK? We don’t currently install in Northern Ireland. Call us on 0141 739 3923 and we will point you in the right direction.
Side by side
A quick summary of every route we can offer, so you can see which ones apply to you.
Figures checked October 2026
| Route | Repaid? | Best for | Where |
|---|---|---|---|
| Home Energy Scotland GrantUp to £7,500, or £9,000 rural | Never | Heat pumps and insulation | Scotland |
| Home Energy Scotland LoanOptional, on top of the grant | Yes, at 0% interest | Covering the balance with no interest | Scotland |
| Boiler Upgrade Scheme£7,500, or £9,000 from oil or LPG | Never | Heat pumps | England & Wales |
| Hometree Solar Plan5 to 25 years, from £0 upfront | Yes, monthly | Solar and batteries, with repairs included | England & Wales |
| Phoenix FinanceLoan from a panel of lenders | Yes, monthly | Any upgrade, after grants are applied | Scotland, England & Wales |
| Paying upfront0% VAT until 31 March 2027 | Nothing to repay | Avoiding interest and credit checks | Anywhere we install |
Grant amounts and rules are set by government and can change. Finance is subject to status.
What we install
Every installation is surveyed, designed and fitted by our own MCS-certified team.
Cut your electricity bill and get paid for what you export.
Learn moreThe upgrade most grants are designed for, with £7,500 off.
Learn moreKeep the heat in first, so everything else works better.
Learn moreStore your solar power and use it in the evening.
Learn moreHow it works
You don’t need to work out which scheme you qualify for. That is our job, and it costs you nothing to find out.
We visit, calculate your heat loss or assess your roof, and confirm exactly which funding you qualify for.
One clear quote showing the full price, the grant taken off, and what is left to pay.
Pay upfront, apply for an interest-free loan in Scotland, or apply for finance. There is no obligation either way.
Our team installs your system, registers it with MCS, and claims any grant on your behalf.
FAQs
The questions homeowners ask us most often about paying for an upgrade.
Tell us about your home and we will explain exactly what you qualify for.
Call 0141 739 3923 Or check your grant onlineA grant is money off your installation that you never repay. Finance is borrowing: you receive the money or the equipment now and repay it monthly, usually with interest. Most customers use a grant first and then finance only the balance, if anything.
No. Finance is always optional. You can pay the balance upfront after your installation, and we will quote both ways so you can compare.
It depends on where you live. In Scotland it is the Home Energy Scotland Grant, worth up to £7,500 towards a heat pump, with an optional interest-free loan. In England and Wales it is the Boiler Upgrade Scheme, worth £7,500, or £9,000 when replacing an oil or LPG boiler.
The heat pump grants are not. There is no income limit and you do not need to be on benefits. Some other schemes do have conditions, and we will tell you which apply to your home.
No. As an MCS-certified installer we apply on your behalf. In England and Wales, Ofgem emails you to confirm you agree to the application, and you need to reply within 14 days.
Yes, and most people do. The grant comes off your quote first, then finance covers whatever is left. That means you borrow less and pay less interest.
No. Heat pumps, solar panels and batteries installed in homes in Great Britain are zero-rated for VAT until 31 March 2027. The grant is applied on top of that.
Use the eligibility form on the government grants or finance page that matches your property, or call us on 0141 739 3923. The check is free and there is no obligation.
Get started
One free survey tells you every grant, loan and finance option open to you. No obligation, no pressure.
Prefer to read first? See government grants or finance options.
Important: H&R Energy Solutions Ltd is an independent MCS-certified installer and is not part of Ofgem, Home Energy Scotland, Energy Saving Trust or the UK or Scottish Governments. Grant amounts, eligibility rules and deadlines are set by government and can change. All grants are subject to eligibility and scheme budgets. Finance is subject to status and credit checks, and is provided by third parties; we are not a lender and do not give financial advice. Figures on this page were last checked in October 2026.